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Award-winning life insurance

Life Insurance | Income Protection | Critical Illness | Total and Permanent Disability

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Get up to 15% off your Life, TPD and Critical Illness insurances

Rewarding you for prioritising your health with TAL Health Sense and Health Sense Plus discounts. T&C’s apply.

Supporting customers through claims paid

Last financial year, we paid $4.2 billion in claims to 50,128 customers.

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Award winning life insurer

Explore TAL insurance options

No two lives are the same. So naturally your life insurance should be unique for you.

With TAL, protect what matters most to you so you can enjoy the life you love.

Life Insurance

‎Protects your family’s future and gives them options if you are no longer around.

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Income Protection

Provides you with an income to help you continue living your life if you have an injury or illness and can’t work.

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Total and Permanent Disability Insurance

Gives you options to help you live a better quality of life if you are permanently disabled and can't work again.

Critical Illness Insurance

Means you have choices so you can still make the most of life if you have a serious illness.

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How life insurance can help you

Giving you choices and options whatever stage of life you're at.

Life insurance for couples
 
Life insurance for families
 
Life insurance for empty nesters
 
Life insurance for young singles

Insurance protection that suits you both

Whether you’re married or de facto, newlyweds or celebrating a big anniversary, starting a family or getting ready to retire, TAL insurance products offer flexible protection for Australian couples when life takes an unexpected turn.

  • What are the benefits of life insurance for couples?

  • When could couples consider life insurance cover?

  • How much is life insurance for a couple?

  • Can you get life insurance for unmarried couples?

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Life insurance options for your growing family

Whether you’re just starting your family, adding to it, or your kids are already in school, life insurance can help ensure that you’ll be able to provide for them if life takes unexpected turns.

  • What are the benefits of life insurance for families?

  • What are the factors to consider when choosing life insurance for your family?

  • Can I take out life insurance for another family member?

  • Can I name a child as a life insurance beneficiary?

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Insurance options for you and your partner’s financial future

Your kids are grown and have left home and the nest is empty, but you may still be paying off a mortgage, trying to build your retirement savings, supporting aging parents or adult children.

TAL’s insurance products can help you stay financially independent as you contemplate the next stages of life.

  • What are the benefits of life insurance for empty nesters?

  • What are the factors to consider when choosing life insurance?

  • How much does life insurance cost?

  • Can you claim life insurance before you die?

  • When should you take out life insurance?

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Plan for your now and your tomorrow

Being young and single is an exciting time. You’re free to dream big and explore, experiment with your career options, seize opportunities and build your life the way you want to live it.

Life insurance may not be front of mind now, but taking out a life insurance policy early in life can have some advantages and benefits for the future you’re planning.

  • Do you need life insurance when you're young and single?

  • What are the benefits of life insurance for young singles?

  • How much is life insurance if you're young and single?

  • Can you have multiple life insurance policies?

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Why choose TAL?

TAL is a leading Life Insurance specialist

TAL's award-winning Accelerated Protection has a range of features and benefits you can choose from.

Trusted by over 5 million customers

For over 150 years, TAL has been protecting people, not things. Together with our partners, TAL insures five million customers1, providing Australians and their families with support and financial security when they need it most.

$4.2 billion in claims paid in 2023/24 FY

We supported 50,128 customers and their families and paid $4.2 billion in claims2. 73% of claims paid were to customers recovering from an illness or injury3.

Whatever life holds, we're here to help you live it

Life is full of unpredictable moments. Some we have control of, others we don’t. Across life are the good days, the tough days and all of those in between. All of this is what makes this beautiful Australian life. And no matter what life holds, TAL is here to help you live it.

Our new brand campaign shows ‘This Australian Life’ in both its beauty and fragility. Whether you are celebrating life’s highlights or navigating its challenges, whatever life holds, we’re here to help you live it.

We're here to help

Calculate the cover you might need

Use our new Life Insurance Calculator to get an idea of how much cover you might need to keep life going if the unexpected happens.

How you access life insurance is up to you

You can get TAL life insurance directly from us or through a financial adviser. You can also access cover through your super fund or employer.

Keeping your data safe

The security of your information is important to us at TAL. Find out how we protect your data and how you can keep your details secure.

Award winning life insurer

TAL is committed to protecting what matters most

#1 recommended life insurer three years in a row

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Speak to an expert

Our Life Insurance Specialists are here to answer any of your questions.

1. Claims statistics based on total claims paid under TAL Life Limited and TAL Life Insurance Services Limited insurance products (including funeral insurance) between 1 April 2023 and 31 March 2024. 2. Claims statistics based on total number of accepted claims that were determined to be eligible for payment between 1 April 2023 and 31 March 2024. A claim is assessed in order to determine whether or not the claim is payable. A claim is accepted when the claim is determined to be payable 3. Claims statistics based on total number of assessed claims (including funeral insurance) that were accepted between 1 April 2023 and 31 March 2024. A claim is assessed in order to determine whether or not the claim is payable. A claim is accepted when the claim is determined to be payable.

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Any financial product advice is general in nature only and does not take into account any person’s objectives, financial situation or needs. Before acting on it, the appropriateness of the advice for any person should be considered, having regard to those factors. Persons deciding whether to acquire or continue to hold life insurance issued by TAL should consider the relevant Product Disclosure Statement (PDS). The Target Market Determination (TMD) for the product is also available.

TAL acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of Country and Culture. We pay our respect to First Nations peoples and their Elders, past and present. 

© TAL Services Limited a Daiichi Life Group Company. "TAL is Australia's leading life insurer" based on Inforce premiums for risk only life insurance policies, NMG Consulting (2022).

Life insurance issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848.